Real Estate’s Killer Combo

When I got started in the real estate industry, I knew I wanted to provide a complete, “one-stop-shop” service for my clients to ensure they had the best possible real estate experience. I’ve seen how stressful buying and selling real estate can be if you don’t have an expert by your side you can trust, and it was important to me to be that person for my clients, as much as possible.

I became a licensed Mortgage Broker in addition to a licensed REALTOR® so I could provide an even higher quality of service to every one of my clients: It’s my “killer combo” — a real rarity in the industry — and a huge asset to my clients. It means I can help you understand every step of the process of buying and selling a home, including all the financial details and mortgage terms, and save you time, stress, and money.

In addition to helping you find that perfect home for your family, I can also help you make the best possible financial decisions for your future. Many people are intimidated by the process of getting their first mortgage, but you don’t have to be! I help make the process transparent and will walk you through all the options that are best for you. Together, we’ll find you the best lender, the best rate, and the best terms for your financial goals.

And by better understanding the financial underpinnings of your real estate dreams, as your REALTOR® I’m in an even better position to help you find that perfect home, the one that matches your needs and your budget.

Ways a Mortgage Broker Saves You Time, Stress, and Money

More Choice, Less Time

As a licensed mortgage broker, I have access to a large network of lenders including banks, credit unions, and non-traditional lenders, and I understand the current state of the mortgage industry. I know how to find the best rates with terms that fit your budget and profile, and can present you with the best possible options.

And because I know who to talk to and where to look, you don’t spend hours and hours researching, interviewing, and reading. Let me narrow down the field to your best options and save you the time and headache!

Independent and Objective

I don’t work for a specific lender or bank: I work for you! That means I can offer impartial, objective advice about your financial options and present rates from different institutions without favouring one over the other.

Get Better Rates

The Canadian Mortgage Trends website looked at a study to figure out how people got the best deal on their mortgage, and using a broker was high up on the list. They estimated the average impact of a mortgage broker reduced rates by 17.5 points, which translates to over $1,600 of interest savings on a typical $200K mortgage over five years. My negotiation skills are at your disposal through the mortgage application and choosing process, and I know when there’s room to push for that little bit extra, and what trade-offs result in the biggest “bang for your buck”.

Personal Attention

I work one-on-one with you to understand your financial needs so we can find the best possible combination of lender, rate, and terms that will suit you, personally. There’s no “one size fits all” in the mortgage industry, and it’s important to create a mortgage plan that is customized for you and your unique requirements.

Ready to save time, stress, and money with Sonia? Ready to get the pre-approval process started? Give me a call or send me a message to get the ball rolling!